Affirm Financing

Welcome to a new way to pay over time. Affirm lets you shop stress‑free with 0% APR or 10-36% APR financing, no late fees and no surprises.*

Select the payment schedule you like best, then confirm your loan. Affirm never charges more than you see up front.

SHOP NOW, PAY LATER

We know large purchases can sometimes be an unexpected strain on the budget. With Affirm you can take 3, 6, or 12 months to pay. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

IT’S FAST AND EASY

Select Affirm in the cart and provide a few details to see if you qualify in real-time.

NO SURPRISES

Select the payment schedule you like best and confirm your loan. Never worry about any late fees either.

 

FREQUENTLY ASKED QUESTIONS

WHAT IS REQUIRED TO PRE-QUALIFY?

Affirm customers must:

  • Be a resident of the U.S. (including U.S. territories)
  • Be at least 18 years old (19 if you’re a ward of the state in Nebraska)
  • Have a Social Security number
  • Own a phone number that receives SMS and is registered to the United States or U.S. territories
HOW DOES AFFIRM KEEP MY INFORMATION SECURE?

Affirm meets all industry standards for protecting your personal information. Their policies safeguard the collection, use, and disclosure of your information. Affirm uses a variety of methods to keep their network secure and your data safe.

IS A CREDIT CHECK PERFORMED?

Affirm will perform a credit check, but your credit score will not be affected when you check your eligibility. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.

For additional questions regarding Affirm please visit https://www.affirm.com/help/

*Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.